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Date of problem 1 April 2020

Show me personally rates of interest for:

CUA Daily Snap Account

This account doesn’t make interest.

CUA Daily Youth Account

This account doesn’t make interest.

Everyday 55+ Account –> 0.01%p.a. –> 0.45%p.a. –> 1.30%p.a. –>

CUA Daily 50+ Account

Conditions: Funds can be obtained on call. Interest percentage is calculated on day-to-day balances and paid monthly. Speed applies on a stepped foundation. Interest paid at 0.01%p.a. on balances under $5,000, at 0.55%p.a. on balances from $5,000 to $50,000, and also at 1.30%p.a. regarding the part of the total amount over $50,000.

CUA Everyday Company Account

Conditions: Funds can be obtained on call. Interest rates are calculated daily on entire balances and paid half-yearly.

All balances make 0.01% interest.

Savings & Term Deposits

Term Build Up

Conditions: Minimal investment $5,000. Interest rates are calculated daily on entire balances. To get the Platinum Plus Club Member prices pointed out below, the account owner associated with term deposit needs to be either a person aged 55 years or higher, or a brilliant Fund/Trust, in which the Trustee is a person aged 55 years or higher.

CUA eSaver Reward Account

eSaver Flexi Account

CUA Youth eSaver Account

Conditions: interest percentage is calculated on day-to-day balances and paid monthly. Speed applies on a basis that is stepped. Interest paid at 3.20%p.a. on balances up to $5,000, then at 1.00%p.a. on that part of the total amount over $5,000.

Mortgage Loans

All loans are at the mercy of CUA’s normal financing policy. Charges and fees use. Relate to Schedule of Fees pamphlet. Conditions connect with ’new company just’ provides. Interest levels take a per year basis and generally are susceptible to alter.

Housing Finance Owner/Occupier & Household Investment

Adjustable Prices

Fixed Rates

Residence Loan Information Show content

* contrast rate determined for a $150,000 secured loan over a term of 25 years centered on month-to-month repayments. #Warning: This contrast price holds true payday loans in Buckinghamshire limited to the examples offered and might perhaps perhaps perhaps not add all costs and costs. Various terms, charges or any other loan quantities might end up in a comparison rate that is different.

О” Maximum Loan to Value Ratio (LVR) is comprehensive of Lenders Mortgage Insurance (LMI) where applicable. Maximums based on standard protection. Lower LVR limitations make an application for non-standard protection kinds.

# On termination associated with the period that is fixed loan reverts towards the appropriate Standard Variable Principal & Interest payment price.

1 Achieve Variable can be obtained to a new comer to CUA mortgage loans just. Minimal loan amount $100,000. Perhaps perhaps perhaps Not readily available for switching or restructuring of current CUA mortgage loans or even to candidates for the next CUA mortgage loan completely approved just before 7/11/2018. Maximum LVR limitations use centered on standard safety kinds. Posted interest levels and discounts available and relevant to mortgage loans submitted on or after 7/11/2018. Rates of interest and discounts can vary greatly by loan function (owner occupied and investment) and also by payment kind ( interest and principal, interest only and construction loans). The discounts specified in your loan agreement will maybe not alter when it comes to full lifetime for the loan supplied that you do not differ your loan agreement. In the event that you differ your loan (as an example, changing the loan function or payment kind), the prices and discounts may change.

2 offered to new to CUA mortgages just. Minimal loan amount $100,000. Provides maybe perhaps not designed for switching of current CUA mortgage loans or even to candidates for the next CUA mortgage completely authorized just before 04/07/2018. Optimum LVR limitations use according to standard safety kinds.

3 major and interest (P&I) repayments just. Perhaps maybe maybe Not designed for construction purposes.

4 re Payments are built on a pursuit just foundation for very very first year. After one year loan will return towards the Achieve that is relevant Variable repayments price reflecting the discount specified in your loan agreement. Contrast price predicated on a 12 thirty days interest just duration and P&I for stability associated with the term.

5 optimum interest just amount of a couple of years for owner-occupier and 60 months for investor lending at the mercy of credit evaluation. At expiration for the interest period that is only will return to your appropriate Achieve Variable P&I repayments price showing the discount specified in your loan agreement. Contrast prices centered on a 24 and 60 thirty days interest just duration correspondingly and P&I for balance associated with the term.

6 re re Payments were created on a pastime only foundation for very first year. After year loan will return towards the Accelerate that is relevant Variable repayments rate. Contrast price considering a 12 interest only period and P&I for balance of the term month.

7 interest that is maximum amount of a couple of years for owner-occupier and 60 months for investor financing at the mercy of credit evaluation. At expiration associated with interest period that is only will return towards the appropriate Accelerate Variable P&I repayments rate. Contrast prices predicated on a 24 and 60 month interest just duration correspondingly and P&I for balance for the term.

8 Achieve Variable is present to a new comer to CUA mortgage loans just. Minimal loan amount $250,000. Maybe maybe Not readily available for switching or restructuring of current CUA mortgage loans or even to candidates for the next CUA mortgage loan completely authorized just before 02/08/2019. Optimum LVR limitations use according to standard protection kinds. Posted rates of interest and discounts available and relevant to mortgage loans submitted on or after 02/08/2019. Rates of interest and discounts can vary greatly by loan function (owner occupied and investment) and also by payment kind (principal and interest, interest just and construction loans). The discounts specified in your loan agreement will maybe not alter when it comes to full lifetime regarding the loan supplied that you don’t vary your loan agreement. In the event that you differ your loan (for instance, changing the loan repayment or purpose kind), the prices and discounts may change.

9 Achieve Variable can be obtained to a new comer to CUA mortgages just. Minimal loan quantity $500,000. Perhaps perhaps maybe Not readily available for switching or restructuring of current CUA mortgages or to candidates for the next CUA mortgage loan completely authorized ahead of 14/11/2019. Optimum LVR limitations use centered on standard safety kinds. Published rates of interest and discounts applicable and available to mortgage loans submitted on or after 14/11/2019. Rates of interest and discounts can vary by loan purpose (owner occupied and investment) and also by repayment kind (principal and interest, interest just and construction loans). The discounts specified in your loan agreement will maybe not change when it comes to lifetime associated with loan supplied that you don’t differ your loan agreement. in the event that you differ your loan (as an example, changing the mortgage function or payment kind), the prices and discounts may change.

8 Achieve Variable can be acquired to new to CUA mortgages just. Minimal loan quantity $150,000. Perhaps perhaps maybe Not designed for switching or restructuring of current CUA mortgages or even applicants for the next CUA mortgage loan fully approved just before 1 2020 april. Optimum LVR limitations use according to standard safety kinds. Posted interest levels and discounts available and relevant to mortgage loans submitted on or after 1 2020 april. Interest levels and discounts can vary by loan purpose (owner occupied and investment) and also by payment kind (principal and interest, interest just and construction loans). The discounts specified in your loan agreement will maybe not alter for the full lifetime regarding the loan provided that you do not differ your loan agreement. In the event that you vary your loan (for instance, changing the mortgage repayment or purpose kind), the prices and discounts may alter.

15 major and interest (P&I) repayments just. Maybe maybe maybe Not designed for construction purposes.

16 optimum interest just duration of two years for owner-occupier and 60 months for investor financing susceptible to credit evaluation. Interest just duration must align in to the fixed rate duration. At expiration for the interest only period loan will return towards the appropriate Standard Variable P&I repayments price. Contrast prices centered on interest limited to the term that is fixed relevant P&I for stability for the term.

17 re re Payments are created on a pursuit just foundation for very very very first year. After one year loan will return to your Standard that is relevant Variable repayments rate. Comparison price predicated on a 12 thirty days interest only duration and relevant P&I for stability for the term.